FREQUENTLY ASKED QUESTIONS

Bridging finance is short term finance that you need normally because your money is locked in a property transaction. The repayment is made in full when the property transaction concludes.

For example, if you are a property seller and have money due to you when the property transfers from your name to your buyer’s name, Rose Capital can assist with an advance on this money – we call that bridging finance.
The conveyancing process to register the transfer of a property in the deeds office typically takes 60 to 90 days from the date the sale agreement is signed to when the sale is registered. The property seller would only receive their money from the sale when registration occurs, but may need their money beforehand.
Real estate agents or commercial brokers may also need bridging finance on their commission because of the time required to transfer a property.

Although you may spend the money on similar things to a personal loan, bridging finance is very different.
Firstly you don’t have the burden of paying it off monthly for a number of months (e.g. 12 to 24 months.)
Secondly, it relates to a one-off property transaction so is settled in full when the deal settles.
Thirdly it is normally out for a much shorter time – on average only 45 days.

There is no transaction too large or too small. Rose Capital can advance up to 80% of the amount due to you when the property registers in the deeds office.

Costs are dependent on the duration and size of the deal. If you would like a quote please contact us on 

You can contact us at info@rose-capital.co.za or call us on 0785137712 and we will send you the relevant application forms.

We strive to pay out your deal as quickly as possible because we know how important it is to you.
80% of our deals are paid within 24 hours.